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Joining the RPS
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Resources
For information on what warning signs to look out for, how to protect your pension, what to consider if you are a member of the Defined Contribution Section, and much more, click here.
It's important you understand your options and choose what's best for your needs.
If you're unsure, an Independent Financial Adviser (IFA) can look at your personal circumstances and help you decide. See unbiased.co.uk for a list of local advisers.
Members with defined contribution pension accounts (for example, in the IWDC Section or in BRASS or AVC Extra) can also get free guidance from Pension Wise.
Where to find help:
Retirement can mean a big change to your lifestyle and finances so you need to plan ahead and know what to expect.
You can get advice on how to manage your money and avoid problems, the choices available to you, and how a change in your circumstances, such as births, death or divorce, could affect your pension.
Where to find help:
If you're unsure how your pension benefits will be taxed once you receive them, you can find clear, jargon-free information on the gov.uk website.
Where to find help:
You can receive State Pension once you reach State Pension age, but the age varies depending on when you were born.
You'll find a calculator to help you work out your State Pension age and how much State Pension
you might get on the gov.uk website.
Where to find help:
gov.uk/claim-state-pension-online
gov.uk/state-pension-age
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