I'm still working

There's a lot you can do to help look after your retirement savings and make sure you're on track for a better future.

The IWDC Section is a ‘defined contribution’ (DC) arrangement within the Railways Pension Scheme.

As an IWDC member, the contributions that you and your employer pay in go into your pension pot (also known as your Personal Retirement Account or PRA).

Your pot is invested into funds that aim to help it to grow over time. When you’re ready to take it, there are a number of different ways you can use your pot to provide you with an income when you retire.

You can  register online today to see the current value of your pot and manage your investments to keep your retirement savings on track.


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