Blog
A deep-dive into a variety of pension topics to help you understand and learn more about your pension and the Scheme.
Our blogs will give you information, tips, insights and guidance to help you get to know your pension and support you on your journey to retirement.
At the Railways Pension Scheme, we always endeavour to ensure your pension is invested sustainably.
We work hard to consider relevant environmental, social and governance (ESG) factors into the full range of investments we make.
This is because we believe that companies with good corporate governance practices and engaged shareholders are more likely to achieve the best, long-term financial performance that members need.
Strong governance tends to ensure effective management of all relevant risks and opportunities, including those related to environmental and social factors. By actively engaging with these companies, it is possible to have a positive influence. This helps us to enhance long-term investment returns for members.
We always examine environmental, social and governance (ESG) factors when considering investment decisions as they are considered crucial to the long life and success of a company. Companies that follow high quality environmental, social and governance standards are more likely to outperform others in the long-run.
In order to achieve the wisest balance, we consider investment opportunities in four ways:
Here are some examples of where we have invested recently:
Our Sustainable Ownership team has played a leading role in a number of investment industry initiatives aimed at raising industry standards. Team members sit on several government working groups such as the Pensions Climate Risk Industry Group, which produces guidance for other pension schemes to help them consider climate investments, and the Occupational Pension Schemes Council, which supports schemes to become good stewards of members’ savings.
We recognise that members and employers trust us with a significant responsibility, and that the decisions and actions we take affect members’ future lives and wellbeing. We are proud of this responsibility, take it very seriously and are committed to and passionate about improving the lives of members.
For more information on how your contributions are invested and the people behind your pension, visit our earlier blog “From payslip to pension” here.
Read the latest updates from the world of pensions and see how they affect you as a member of the Scheme.
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